Plan with James provides services for educational and informational purposes only, including financial organization, budgeting, cash flow awareness, goal setting, and general financial literacy. Plan with James is not a registered investment adviser, broker-dealer, financial planner, CPA firm, or law firm, and nothing provided through meetings, reports, software, projections, or written materials constitutes investment, securities, tax, or legal advice, or a recommendation to buy, sell, or hold any investment or financial product.
Plan with James and its representatives do not act as fiduciaries under federal or state securities laws, and no fiduciary relationship is created by using these services. Clients are solely responsible for their own financial and investment decisions and are encouraged to consult a Registered Investment Adviser, CPA, attorney, tax professional, or insurance professional before acting on any financial, investment, legal, or tax matter.
Plan with James does not guarantee any financial outcome, investment return, debt reduction, or achievement of financial goals. Past performance, hypothetical examples, and educational illustrations are not indicative of future results.